Driving With Protection

Teenager in a carAs a teenager, a car can be an important part of your life, but how important is a car for your future? If you use a car to get to school or a job, you might already know the answer to that question. Consider these questions:

  • How important is insurance to the ownership of a car?
  • What kind of insurance does a teenager need?
  • How can a young adult get the cheapest rate on car insurance?
  • What do all those insurance terms mean?

In this topic, you will discover the various types of car insurance, the costs, and the terminology that will help you understand what you're buying. If you are not already, you will probably be behind the wheel of a car very soon. You might have purchased car insurance yourself or you might be covered under your parents' car insurance policy. Whatever the case, you need to know why you need car insurance and exactly what it covers if you are in an accident.

Essential Question

  • What types of auto insurance do you need?
Car Insurance Quick Facts:
  • On a per population basis, drivers under the age of 25 have the highest rate of involvement in a fatal crash of any age group.
  • Each year, more than 5,000 teens (ages 16-20) are killed in passenger vehicle crashes.

Source: nhtsa.dot.gov