Driving With Protection

You can control much of the cost of your auto insurance by being aware of what will affect the prices. You can also control what types of car insurance you would like to purchase for your needs. Again, this goes back to the financial risks you are willing to take if something happens to you, other individuals, or property while you are behind the wheel. How can you save money on your insurance?

• Take advantage of discounts such as student discount, good grades discount, and professional associations (like AAA as well as others). Ask an insurance company representative what discounts are available.
• Maintain a good driving record.
• Get a policy with a higher deductible. Make sure that you can afford the deductible if you have an accident.
• Buy a "sensible" car with good safety features.
• Shop around for a policy.