Driving With Protection
Why do you need car insurance? It’s the LAW! If you want to purchase license plates or a decal for your vehicle, you must be able to provide documentation that the vehicle is covered by the minimum insurance requirements or you have to pay an uninsured motor vehicle fee, which provides absolutely no insurance.
In the Commonwealth of Virginia, there are minimum automobile insurance requirements and penalties if you get caught and do not have proof of insurance and the Virginia Department of Motor Vehicles (VDMV) posts that information on the Virginia Department of Motor Vehicles website. Determine the minimum insurance requirement for drivers in Virginia and the penalties for not having insurance and consider the following questions:
- Why do you think Virginia has minimum insurance requirements?
- Do you agree with the minimum insurance requirement, or do you think it is too high or too low?
- Do you agree with penalties for not having insurance, or do you think they are too strict or not strict enough?